What is the benefit cap?
The benefit cap is a limit on the total amount of benefit that most people aged 16 to 64 can get. The amount your household gets from some benefits might go down to make sure you don’t get more than the cap limit.
What benefits does the benefit cap effect?
- Bereavement Allowance
- Child Benefit
- Child Tax Credit
- Employment and Support Allowance
- Housing Benefit
- Incapacity Benefit
- Income Support
- Jobseeker’s Allowance
- Maternity Allowance
- Severe Disablement Allowance
- Widowed Parent’s Allowance (or Widowed Mother’s Allowance or Widow’s Pension if you started getting it before 9 April 2001)
- Universal Credit
Who isn’t affected by the benefit cap?
You’re not affected by the cap if you or your partner:
- work enough hours to get Working Tax Credit (even if you’re not claiming it)
- are over Pension Credit age
- get Universal Credit because of a disability or health condition that stops you from working (this is called ‘limited capability for work and work-related activity’)
- get Universal Credit because you care for someone with a disability
- get Universal Credit and you and your partner earn more than £520 a month combined, after tax and National Insurance contributions
You’re also not affected by the cap if you, your partner or any children under 18 living with you gets:
- Armed Forces Compensation Scheme
- Armed Forces Independence Payment
- Attendance Allowance
- Carer’s Allowance
- Disability Living Allowance (DLA)
- Employment and Support Allowance (if you get the support component)
- Guardian’s Allowance
- Industrial Injuries Benefits (and equivalent payments as part of a War Disablement - Pension or the Armed Forces Compensation Scheme)
- Personal Independence Payment (PIP)
- War pensions
- War Widow’s or War Widower’s Pension
At what amount will I be capped at?
If you live outside Greater London, the cap is:
- £384.62 per week (£20,000 a year) if you’re in a couple, whether your children live with you or not
- £384.62 per week (£20,000 a year) if you’re single and your children live with you
- £257.69 per week (£13,400 a year) if you’re single and you don’t have children, or your children don’t live with you
If you live in Greater London, the cap is:
- £442.31 per week (£23,000 a year) if you’re in a couple, whether your children live with you or not
- £442.31 per week (£23,000 a year) if you’re single and your children live with you
- £296.35 per week (£15,410 a year) if you’re single and you don’t have children, or your children don’t live with you
What if I need help with the benefit cap?
For any questions on benefit caps, contact the Department for Work and Pensions (DWP) on Telephone: 0800 328 9344 or Telephone (Welsh): 0800 328 1744. Lines are open Monday to Friday, 8am to 6pm
Benefit cap calculator
Take a look at this helpful calculator to help you work out how much of your benefit might be capped.