Why you need travel insurance for staycations

Kent (pictured) has been named the number one European destination for a family holiday, according to Lonely Planet and more of us are choosing to staycation to take advantage of our beautiful country - and to save money.

However, this shouldn’t mean cutting back - or doing away entirely - with travel insurance. Around 85 per cent of people will take out insurance when we travel abroad, yet less than half of Brits bother when they holiday at home, says over 50s insurer Staysure.

It’s important to declare any pre-existing medical conditions to your insurer

For peace of mind, Staysure recommends a policy that covers loss and theft of personal belongings. "Private medical treatment is usually not included as costs are covered by the NHS, but it’s important to declare any pre-existing medical conditions to your insurer so you are covered should you fall ill and need to cancel your trip before travelling," advises Staysure Chairman Ryan Howsam.

"UK travel insurance premiums will vary according to the type of policy, level of cover and age of traveller, but for customers planning several holidays in the UK or abroad within 12 months, an annual policy might just save you money,” he adds.

Staysure's Basics single-trip travel insurance policy cover breaks in the UK and starts from £4.74 for a trip of up to 4 days for a 50-year-old and includes baggage cover of up to £200 and cancellation & curtailment up to £5,000 when included as an add-on. You can seach for a policy here.

  • Travelling abroad this summer? Read our 5-minute guide to buying travel insurance here. Plus handy advice for those camping in Europe here.