The top 12 jobs we love to put off!
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How many times have you said when faced with a pile of ironing, 'I’ll do it tomorrow'? According to a new survey DIY, gardening and household cleaning top a list of tasks we love to put off! Checking our pensions is fourth on the list of things we put on the backburner, according to a new survey by Standard Life Savings on how we deal with basic life admin.

Potting shed vs plotting retirement

It reveals we spend more time organising our garden sheds (67mins) than we do thinking about our pensions (54mins) - although when it comes to actually getting out and doing a bit of gardening, we don’t quite live up to our reputation as a nation of garden lovers - 82 per cent of us admit we put it off until later.

We spend more time organising our shed than our pension

The study also highlights how we are prioritising our day-to-day money tasks such as reviewing bank accounts (47 per cent), over longer-term financial planning such as checking pensions (64 per cent), loans (62 per cent) and reviewing mortgage deals (59 per cent).

Boring pensions

It shows that more than a quarter of people (27 per cent) never check their pension. The main reason people give for putting off checking their retirement income is that they find it too boring. Similarly, 27 per cent of people who reach potential retirement age (55-plus) admit to not knowing the basic details of their pension pots such as who they are with, policy numbers or where they are invested.

Jamie Jenkins, pension expert at Standard Life said, “It’s great to see that many people are not putting off budgeting or managing their day to day money, but financial planning for the longer term seems to be something many people delay. Getting into that long-term savings mind set is important as the earlier you start to save or invest, the more opportunity you will have for your money to grow.”

The jobs we love to put off!

  1. DIY - 86%
  2. Gardening - 82%
  3. Household cleaning - 77%
  4. Checking my pension - 64%
  5. Checking any loans - 62%
  6. Reviewing my mortgage deal - 59%
  7. Checking my investments/savings - 55%
  8. Cooking - 50%
  9. Grocery shopping - 49%
  10. Organising my day-to-day budget - 49%
  11. Reviewing my household bills - 48%
  12. Reviewing my bank accounts - 47%

For more money-saving tips, pick up the latest copy of Yours magazine