- Don’t automatically renew your cover. Insurers don’t reward loyalty, sadly.
- Opt for a higher voluntary excess to lower premiums.
- Do without having a courtesy car or breakdown cover.
- Consider a telematics policy where a GPS-enabled ‘black box’ is fitted to your car to monitor your driving.
- Insurers NFU Mutual, LV= Frizzell, and Adelaide IAM Surety recently topped an Auto Express Driver Power survey.
There's more money-saving in every issue of Yours magazine, out every fortnight on a Tuesday.